Duk da cewa kasashe masu tasowa irin su Tarayyar Turai, Burtaniya, Japan, da Kanada sun fara haɓaka kuɗaɗen dijital na babban bankin tsakiya, ci gaban Amurka yana da rauni sosai, kuma a cikin Tarayyar Tarayya, shakku game da kuɗaɗen dijital na babban bankin (CBDC) ) ba su daina ba.

A ranar Litinin gida lokacin, Fed mataimakin shugaban Quarles da Richmond Fed shugaban Barkin gaba ɗaya bayyana shakku game da wajibcin na CBDC, wanda ya nuna cewa Fed har yanzu taka tsantsan game da CBDC.

Quarles ya bayyana a taron shekara-shekara na Ƙungiyar Ma'aikatan Banki ta Utah cewa ƙaddamar da CBDC na Amurka dole ne ya saita babban kofa, kuma yuwuwar fa'idodin yakamata ya wuce haɗarin.Mataimakin shugaban Tarayyar Tarayya mai kula da sa ido ya yi imanin cewa dalar Amurka tana da ƙima sosai, kuma ko CBDC na iya haɓaka haɗakar kuɗi da rage farashin har yanzu ana shakku.Wasu daga cikin waɗannan matsalolin na iya zama da kyau a magance su ta wasu hanyoyi, kamar ƙara farashin asusun banki masu rahusa.Yi amfani da gogewa.

Barkin ya bayyana irin wannan ra'ayi a Rotary Club na Atlanta.A ra'ayinsa, Amurka ta riga tana da kuɗin dijital, dalar Amurka, kuma ana yin mu'amala da yawa ta hanyoyin dijital kamar Venmo da biyan kuɗin yanar gizo.

Duk da cewa ya ragu a bayan sauran manyan tattalin arziki, Fed ya kuma fara haɓaka ƙoƙarin gano yuwuwar ƙaddamar da CBDC.Tarayyar Tarayya za ta fitar da rahoto kan fa'idodi da farashin CBDC wannan bazara.Babban Bankin Tarayya na Boston yana aiki tare da Cibiyar Fasaha ta Massachusetts don nazarin fasahar da za a iya amfani da su don CBDC.Za a fitar da takardu masu alaƙa da lambar tushe a cikin kwata na uku.Koyaya, Shugaban Fed Powell ya bayyana a sarari cewa idan Majalisa ba ta ɗauki mataki ba, Fed ba zai iya ƙaddamar da CBDC ba.

Kamar yadda wasu ƙasashe ke haɓaka CBDC sosai, tattaunawa a cikin Amurka suna dumama.Wasu manazarta sun yi gargadin cewa wannan sauyi na iya yin barazana ga darajar dalar Amurka.Game da wannan, Powell ya ce Amurka ba za ta yi gaggawar kaddamar da CBDC ba, kuma yana da mahimmanci a yi kwatancen.

Dangane da wannan, Quarles ya yi imanin cewa a matsayin kuɗin ajiyar kuɗi na duniya, dalar Amurka ba shi yiwuwa a yi barazanar CBDCs na waje.Ya kuma jaddada cewa, farashin fitar da CBDC na iya yin tsada sosai, wanda hakan na iya kawo cikas ga sabbin ayyukan hada-hadar kudi na kamfanoni masu zaman kansu da kuma yin barazana ga tsarin bankin da ya dogara da ajiya wajen bayar da lamuni.

#KDA# #BTC#