Nangona uqoqosho oluphuhlileyo olufana ne-European Union, i-United Kingdom, iJapan, kunye neKhanada sele iqalile ukuphuhlisa iimali zedijithali zebhanki ephakathi, inkqubela phambili yase-United States iyancipha, kwaye ngaphakathi kwe-Federal Reserve, amathandabuzo malunga neemali zedijithali zebhanki (CBDC). ) zange ndiyeke.

NgoMvulo wexesha lendawo, i-Fed Vice-Sihlalo u-Quarles kunye noSihlalo we-Richmond Fed u-Barkin babonisa ngokungathandabuzekiyo ukuthandabuza malunga nemfuneko ye-CBDC, ebonisa ukuba i-Fed isaqaphele malunga ne-CBDC.

I-Quarles ichazwe kwintlanganiso yonyaka ye-Utah Bankers Association ukuba ukuqaliswa kwe-CBDC yase-US kufuneka ibeke umda ophezulu, kwaye inzuzo enokubakho kufuneka ibe ngaphezu kweengozi.Usekela-sihlalo we-Federal Reserve ojongene nokulawula ukholelwa ukuba idola yaseMelika ifakwe kwidijithali kakhulu, kwaye ingaba i-CBDC inokunyusa ukubandakanywa kwemali kunye nokunciphisa iindleko kuyathandabuza.Ezinye zezi ngxaki zinokusonjululwa ngcono ngezinye iindlela, ezinjengokonyusa iindleko zeeakhawunti zebhanki ezinexabiso eliphantsi.Sebenzisa amava.

UBarkin uvakalise izimvo ezifanayo kwiRotary Club yaseAtlanta.Ngokombono wakhe, iUnited States sele inemali yedijithali, idola laseMelika, kwaye ezininzi iintengiselwano zenziwa ngeendlela zedijithali ezifana neVenmo kunye neentlawulo ze-bill online.

Nangona ishiyeke ngasemva kolunye uqoqosho oluphambili, i-Fed nayo iqalisile ukunyusa iinzame zokuphonononga ukuba nokwenzeka kokuqaliswa kwe-CBDC.I-Federal Reserve iya kukhupha ingxelo malunga neenzuzo kunye neendleko ze-CBDC kweli hlobo.I-Federal Reserve Bank yaseBoston isebenzisana neMassachusetts Institute of Technology ukufunda itekhnoloji enokusetyenziselwa i-CBDC.Amaphepha anxulumeneyo kunye nekhowudi yomthombo ovulekileyo iya kukhutshwa kwikota yesithathu.Nangona kunjalo, uSihlalo we-Fed uPowell wakwenza kwacaca ukuba ukuba iCongress ayithathi manyathelo, i-Fed ayikwazi ukusungula i-CBDC.

Njengoko amanye amazwe ephuhlisa ngenkuthalo i-CBDC, iingxoxo e-United States ziyafudumala.Abanye abahlalutyi balumkise ngelithi olu tshintsho lunokusongela imeko yedola yaseMelika.Kule nkalo, uPowell uthe iUnited States ayiyi kukhawuleza iqalise i-CBDC, kwaye kubaluleke kakhulu ukwenza uthelekiso.

Kulo mba, i-Quarles ikholelwa ukuba njengemali egciniweyo yehlabathi, idola yase-US ayinakwenzeka ukuba isongelwe yi-CBDCs yangaphandle.Kwakhona wagxininisa ukuba iindleko zokukhupha i-CBDC zinokuba ziphezulu kakhulu, ezinokuthi zithintele ukutsha kwezimali kwiinkampani ezizimeleyo kwaye zibeke isongelo kwinkqubo yebhanki exhomekeke kwiidiphozithi ukukhupha iimali-mboleko.

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