Ngakhale kuti chuma otukuka monga European Union, United Kingdom, Japan, ndi Canada ayamba kukhala chapakati banki digito ndalama, kupita patsogolo kwa United States ndi pang'onopang'ono, ndipo mkati Federal Reserve, kukayikira chapakati banki digito ndalama (CBDC). ) sanayime.

Lolemba nthawi yakomweko, Wachiwiri kwa Wapampando wa Fed Quarles ndi Wapampando wa Richmond Fed Barkin mogwirizana adawonetsa kukayikira kufunikira kwa CBDC, zomwe zikuwonetsa kuti Fed ikusamalabe za CBDC.

Quarles adanena pamsonkhano wapachaka wa Utah Bankers Association kuti kukhazikitsidwa kwa US CBDC kuyenera kukhazikitsa malire, ndipo phindu lomwe lingakhalepo liyenera kupitirira zoopsa.Wachiwiri kwa wapampando wa Federal Reserve yemwe amayang'anira kuyang'anira akukhulupirira kuti dola yaku US ili ndi digito kwambiri, komanso ngati CBDC ingalimbikitse kuphatikizidwa kwachuma ndikuchepetsa ndalama zikadali zokayikitsa.Ena mwa mavutowa akhoza kuthetsedwa bwino ndi njira zina, monga kuonjezera mtengo wamaakaunti akubanki otsika mtengo.Gwiritsani ntchito zochitika.

Barkin anafotokoza maganizo ofanana ndi amenewa ku Rotary Club ku Atlanta.M'malingaliro ake, United States ili kale ndi ndalama za digito, dola ya US, ndipo zochitika zambiri zimachitika kudzera mu njira za digito monga Venmo ndi kulipira ngongole pa intaneti.

Ngakhale kutsalira m'mbuyo pazachuma zina zazikulu, Fed yayambanso kuyesetsa kufufuza mwayi wokhazikitsa CBDC.Bungwe la Federal Reserve lidzatulutsa lipoti la ubwino ndi mtengo wa CBDC m'chilimwe.Federal Reserve Bank of Boston ikugwira ntchito ndi Massachusetts Institute of Technology kuphunzira matekinoloje omwe angagwiritsidwe ntchito ku CBDC.Mapepala ogwirizana ndi code yotsegula adzatulutsidwa mu gawo lachitatu.Komabe, Pulezidenti wa Fed Powell adanena momveka bwino kuti ngati Congress sichitapo kanthu, a Fed sangathe kuyambitsa CBDC.

Pamene mayiko ena akupanga CBDC mwachangu, zokambirana ku United States zikuyaka.Akatswiri ena achenjeza kuti kusinthaku kukhoza kusokoneza chuma cha US dollar.Pachifukwa ichi, Powell adanena kuti United States sidzathamangira kukhazikitsa CBDC, ndipo ndikofunikira kwambiri kufananiza.

Pachifukwa ichi, Quarles amakhulupirira kuti monga ndalama zosungiramo ndalama zapadziko lonse, dola ya US ndiyokayikitsa kuti iopsezedwa ndi CBDC zakunja.Anatsindikanso kuti mtengo wopereka CBDC ukhoza kukhala wokwera kwambiri, zomwe zingalepheretse luso lazachuma lamakampani apadera ndikuwopseza mabanki omwe amadalira ma depositi kuti apereke ngongole.

#KDA# #BTC#