ʻOiai ua hoʻomaka nā ʻoihana hoʻomohala e like me ka European Union, United Kingdom, Iapana, a me Kanada e hoʻomohala i nā kālā kālā kikohoʻe kikowaena, ʻoi aku ka lohi o ka holomua o ʻAmelika Hui Pū ʻIa, a i loko o ka Federal Reserve, nā kānalua e pili ana i nā kālā digital bank central (CBDC). ) ʻaʻole i pau.

Ma ka Pōʻakahi manawa kūloko, ʻo Fed Vice Chairman Quarles a me Richmond Fed Chairman Barkin i hōʻike i nā kānalua e pili ana i ka pono o CBDC, e hōʻike ana e makaʻala mau ka Fed e pili ana i CBDC.

Ua ʻōlelo ʻo Quarles ma ka hui makahiki ʻo Utah Bankers Association e hoʻokumu i ka US CBDC i kahi paepae kiʻekiʻe, a ʻoi aku ka nui o nā pōmaikaʻi ma mua o nā pilikia.Manaʻo ka hope pelekikena o ka Federal Reserve e mālama ana i ka nānā ʻana ua helu nui ʻia ke kālā US, a inā hiki i ka CBDC ke hoʻonui i ka hoʻopili kālā a hoʻemi i nā kumukūʻai ke kānalua nei.Hiki ke hoʻoponopono maikaʻi ʻia kekahi o kēia mau pilikia e nā ala ʻē aʻe, e like me ka hoʻonui ʻana i ke kumukūʻai o nā waihona kālā haʻahaʻa haʻahaʻa.E hoʻohana i ka ʻike.

Ua hōʻike ʻo Barkin i nā manaʻo like ma ka Rotary Club of Atlanta.I kona manaʻo, ua loaʻa iā ʻAmelika kahi kālā kikohoʻe, ʻo ke kālā ʻAmelika, a ua hana ʻia nā hana he nui ma o nā ala kikohoʻe e like me Venmo a me nā uku bila pūnaewele.

ʻOiai e haʻalele ana ma hope o nā ʻoihana nui ʻē aʻe, ua hoʻomaka ka Fed e hoʻoikaika i nā hana e ʻimi i ka hiki ke hoʻomaka i ka CBDC.E hoʻokuʻu ka Federal Reserve i kahi hōʻike e pili ana i nā pono a me nā koina o CBDC i kēia kauwela.Ke hana nei ka Federal Reserve Bank o Boston me ka Massachusetts Institute of Technology e aʻo i nā ʻenehana hiki ke hoʻohana ʻia no CBDC.E hoʻokuʻu ʻia nā pepa pili a me nā code open source i ka hapaha ʻekolu.Eia naʻe, ua wehewehe ʻo Fed Chairman Powell inā ʻaʻole e hana ka Congress, ʻaʻole hiki i ka Fed ke hoʻomaka i kahi CBDC.

Ke hoʻoikaika ikaika nei kekahi mau ʻāina i ka CBDC, ua wela nā kūkākūkā ma ʻAmelika Hui Pū ʻIa.Ua hōʻike aku kekahi poʻe loiloi e hoʻoweliweli paha kēia hoʻololi i ke kūlana o ke kālā US.Ma kēia mea, ua ʻōlelo ʻo Powell ʻaʻole e wikiwiki ʻo ʻAmelika e hoʻomaka i ka CBDC, a ʻoi aku ka nui o ka hoʻohālikelike ʻana.

Ma kēia ʻano, manaʻo ʻo Quarles ma ke ʻano he kālā mālama honua, ʻaʻole hiki ke hoʻoweliweli ʻia ke kālā US e nā CBDC haole.Ua ʻōlelo pū ʻo ia he kiʻekiʻe loa ke kumukūʻai o ka hoʻopuka ʻana i ka CBDC, hiki ke keʻakeʻa i ka hoʻomohala kālā o nā ʻoihana pilikino a hoʻoweliweli i ka ʻōnaehana panakō e hilinaʻi nei i nā waihona e hoʻopuka ai i nā hōʻaiʻē.

#KDA# #BTC#