Nakuba umnotho othuthukile njenge-European Union, i-United Kingdom, Japan, kanye ne-Canada isiqalile ukuthuthukisa izimali zedijithali zebhange eliphakathi, inqubekelaphambili yase-United States iyancipha, futhi ngaphakathi kwe-Federal Reserve, ukungabaza mayelana nezimali zedijithali zebhange eliphakathi (CBDC). ) akakaze ame.

NgoMsombuluko ngesikhathi sendawo, iPhini likaSihlalo we-Fed u-Quarles kanye noSihlalo we-Richmond Fed u-Barkin bazwakalise ngazwilinye ukungabaza ngesidingo se-CBDC, okubonisa ukuthi i-Fed isaqaphile nge-CBDC.

U-Quarles uthe emhlanganweni waminyaka yonke we-Utah Bankers Association ukuthi ukwethulwa kwe-CBDC yase-US kumele kubeke umkhawulo ophezulu, futhi izinzuzo ezingaba khona kufanele zedlule ubungozi.Isekela likasihlalo we-Federal Reserve ophethe ukugadwa ukholelwa ukuthi idola laseMelika lifakwe kwidijithali kakhulu, nokuthi i-CBDC ingathuthukisa ukufakwa kwezimali kanye nokunciphisa izindleko kusangabazeka.Ezinye zalezi zinkinga zingaxazululwa kangcono ngezinye izindlela, njengokwenyusa izindleko zama-akhawunti asebhange angabizi kakhulu.Sebenzisa ulwazi.

UBarkin uzwakalise imibono efanayo e-Rotary Club yase-Atlanta.Ngokombono wakhe, i-United States isivele inemali yedijithali, idola laseMelika, futhi ukuthengiselana okuningi kwenziwa ngezindlela zedijithali ezifana ne-Venmo kanye nezinkokhelo ze-inthanethi.

Yize isalele ngemuva kweminye iminotho emikhulu, i-Fed nayo isiqalile ukuqinisa imizamo yokuhlola ukuthi kungenzeka yini ukwethula i-CBDC.I-Federal Reserve izokhipha umbiko mayelana nezinzuzo nezindleko ze-CBDC kuleli hlobo.I-Federal Reserve Bank yaseBoston isebenza ne-Massachusetts Institute of Technology ukutadisha ubuchwepheshe obungasetshenziswa ku-CBDC.Amaphepha ahlobene nekhodi yomthombo ovulekile azokhishwa ngekota yesithathu.Kodwa-ke, uSihlalo we-Fed u-Powell ukubeke kwacaca ukuthi uma iCongress ingathathi sinyathelo, i-Fed ayikwazi ukwethula i-CBDC.

Njengoba amanye amazwe esakha i-CBDC ngenkuthalo, izingxoxo e-United States ziyashisa.Abanye abacubunguli baxwayise ukuthi lolu shintsho lungase lubeke engcupheni isimo sedola laseMelika.Mayelana nalokhu, uPowell uthe i-United States ngeke igijimele ukwethula i-CBDC, futhi kubaluleke kakhulu ukwenza iziqhathaniso.

Mayelana nalokhu, u-Quarles ukholelwa ukuthi njengemali egciniwe yomhlaba wonke, idola laseMelika cishe lingase lisongelwe ama-CBDC angaphandle.Uphinde wagcizelela ukuthi izindleko zokukhishwa kwe-CBDC zingase zibe phezulu kakhulu, okungase kuvimbele ukusungulwa kwezimali kwezinkampani ezizimele futhi kube usongo ohlelweni lwamabhange oluthembele kumadiphozithi ukukhipha imali mboleko.

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