Nubwo ubukungu bwateye imbere nk’Umuryango w’ubumwe bw’ibihugu by’Uburayi, Ubwongereza, Ubuyapani, na Kanada byatangiye guteza imbere amafaranga y’imari ya banki nkuru, iterambere ry’Amerika ntirisigaye inyuma, kandi muri Banki nkuru y’igihugu, gushidikanya ku bijyanye n’ifaranga rya banki nkuru (CBDC) ) ntabwo bigeze bahagarara.

Ku wa mbere ku isaha y’ibanze, Umuyobozi wungirije wa Federasiyo, Quarles hamwe n’umuyobozi wa Federasiyo ya Richmond, Barkin, bahurije hamwe gushidikanya ku bikenewe bya CBDC, ibyo bikaba byerekana ko Fed ikomeje kugira amakenga kuri CBDC.

Quarles mu nama ngarukamwaka y’ishyirahamwe ry’abanyamabanki muri Utah yavuze ko itangizwa rya CBDC ry’Amerika rigomba gushyiraho urwego rwo hejuru, kandi inyungu zishobora kuba nyinshi kuruta ingaruka.Visi Perezida wa Banki nkuru y’igihugu ishinzwe kugenzura yemeza ko amadolari y’Amerika yanditswe cyane, kandi niba CBDC ishobora kuzamura imari no kugabanya ibiciro biracyashidikanywaho.Bimwe muribi bibazo birashobora gukemurwa neza nubundi buryo, nko kongera igiciro cya konti zihenze za banki.Koresha uburambe.

Barkin yagaragaje ibitekerezo bisa muri Rotary Club ya Atlanta.Kuri we, Amerika imaze kugira ifaranga rya sisitemu, amadolari y'Abanyamerika, kandi ibikorwa byinshi bikorwa binyuze mu buryo bwa digitale nka Venmo no kwishyura kuri interineti.

Nubwo ikiri inyuma y’ubukungu bukomeye, Fed nayo yatangiye kongera ingufu mu gushakisha uburyo bwo gutangiza CBDC.Banki nkuru y’igihugu izashyira ahagaragara raporo ku nyungu n’ibiciro bya CBDC muriyi mpeshyi.Banki nkuru y’igihugu ya Boston ikorana n’ishuri rikuru ry’ikoranabuhanga rya Massachusetts kwiga ikoranabuhanga rishobora gukoreshwa muri CBDC.Impapuro zijyanye na kode ifungura isoko izasohoka mugihembwe cya gatatu.Icyakora, Perezida wa Federasiyo, Powell yasobanuye neza ko niba Kongere idafashe ingamba, Federasiyo ntishobora gutangiza CBDC.

Mugihe ibihugu bimwe bigenda bitera imbere CBDC, ibiganiro muri Amerika birashyuha.Bamwe mu basesenguzi baburiye ko iri hinduka rishobora guhungabanya imiterere y’idolari ry’Amerika.Kuri iyi ngingo, Powell yavuze ko Amerika itazihutira gutangiza CBDC, kandi ko ari ngombwa kubigereranya.

Ni muri urwo rwego, Quarles yizera ko nk'ifaranga ry'isi ku isi, amadolari y'Abanyamerika adashobora guhungabana na CBDC z'amahanga.Yashimangiye kandi ko ikiguzi cyo gutanga CBDC gishobora kuba kinini, ibyo bikaba bishobora kubangamira udushya tw’imari mu bigo byigenga kandi bikaba bibangamira gahunda y’amabanki ishingiye ku kubitsa mu gutanga inguzanyo.

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