Inkasta oo dhaqaalaha horumaray sida Midowga Yurub, Boqortooyada Ingiriiska, Japan, iyo Kanada ay bilaabeen inay horumariyaan lacagaha dhijitaalka ah ee bangiga dhexe, horumarka Maraykanku waa mid aad u yar, iyo gudaha Kaydka Federaalka, shakiga ku saabsan lacagaha dhijitaalka ah ee bangiga dhexe (CBDC) ) weligood ma joogsan.

Isniintii waqtiga maxalliga ah, Guddoomiye kuxigeenka Fed Quarles iyo Richmond Fed Guddoomiyaha Barkin ayaa si wada jir ah u muujiyay shaki ku saabsan baahida CBDC, taas oo muujineysa in Fed uu wali ka taxadarayo CBDC.

Quarles wuxuu ka sheegay shirkii sannadlaha ah ee Ururka Bangiyada Utah in bilaabista US CBDC ay tahay inay dejiso xad sare, faa'iidooyinka iman karana waa inay ka miisaan badnaadaan khataraha.Guddoomiye ku-xigeenka Kaydka Federaalka ee mas'uulka ka ah kormeerka ayaa aaminsan in dollarka Mareykanka uu yahay mid aad u digitized ah, iyo in CBDC ay kor u qaadi karto ka mid noqoshada maaliyadeed iyo in la yareeyo kharashyada weli waa shaki.Qaar ka mid ah dhibaatooyinkan ayaa laga yaabaa in si wanaagsan loogu xalliyo siyaabo kale, sida kordhinta qiimaha xisaabaadka bangiyada ee jaban.Isticmaal khibrad.

Barkin ayaa aragtiyo la mid ah ka muujiyay Club Rotary ee Atlanta.Aragtidiisa, Maraykanku wuxuu horey u haystay lacag dhijitaal ah, doolarka Maraykanka, wax kala beddelasho badanna waxaa lagu sameeyaa habab dhijitaal ah sida Venmo iyo bixinta biilasha internetka.

In kasta oo ay ka dambeeyaan dhaqaalaha kale ee waaweyn, Fed ayaa sidoo kale bilaabay in uu kordhiyo dadaallada lagu sahaminayo suurtagalnimada in la bilaabo CBDC.Kaydka Federaalka ayaa soo saari doona warbixin ku saabsan faa'iidooyinka iyo kharashyada CBDC xagaagan.Bangiga Kaydka Federaalka ee Boston wuxuu la shaqeynayaa Machadka Teknolojiyadda Massachusetts si uu u barto tignoolajiyada loo isticmaali karo CBDC.Waraaqaha la xidhiidha iyo koodka isha furan ayaa la sii deyn doonaa rubuci saddexaad.Si kastaba ha noqotee, Guddoomiyaha Fed Powell wuxuu caddeeyay in haddii Congress-ka uusan tallaabo qaadin, Fed uusan bilaabi karin CBDC.

Maaddaama waddamada qaarkood ay si firfircoon u horumarinayaan CBDC, wada-hadallada Mareykanka ayaa sii kululaanaya.Falanqeeyayaasha qaar ayaa ka digay in isbeddelkaani uu halis gelin karo heerka doolarka Mareykanka.Marka la eego arrintan, Powell wuxuu sheegay in Maraykanku uusan ku degdegi doonin inuu bilaabo CBDC, waxaana aad muhiim u ah in la barbardhigo.

Marka la eego, Quarles wuxuu aaminsan yahay in sida lacagta kaydka caalamiga ah, dollarka Mareykanka uma badna in lagu hanjabo CBDC-yada shisheeye.Waxa kale oo uu carabka ku adkeeyay in kharashka soo saarista CBDC uu noqon karo mid aad u sarreeya, taas oo caqabad ku noqon karta hal-abuurka maaliyadeed ee shirkadaha gaarka loo leeyahay oo khatar ku ah nidaamka bangiyada ee ku tiirsan lacag-dhigista si ay u bixiyaan amaahda.

#KDA# #BTC#