Leha moruo o tsoetseng pele joalo ka European Union, United Kingdom, Japan le Canada li se li qalile ho nts'etsapele lichelete tsa dijithale tsa banka e bohareng, tsoelo-pele ea United States e batla e le morao, 'me ka hare ho Federal Reserve, ho na le lipelaelo mabapi le lichelete tsa dijithale tsa banka e bohareng (CBDC). ) ha ho mohla e kileng ea emisa.

Ka Mantaha nako ea sebaka seo, Motlatsi oa Motlatsi oa Fed Quarles le molula-setulo oa Richmond Fed Barkin ka ntsoe-leng ba ile ba bontša lipelaelo mabapi le tlhokahalo ea CBDC, e bontšang hore Fed e ntse e le hlokolosi ka CBDC.

Quarles o boletse kopanong ea selemo le selemo ea Utah Bankers Association hore ho qalisoa ha US CBDC ho tlameha ho beha moeli o phahameng, mme melemo e ka bang teng e lokela ho feta likotsi.Motlatsi oa molula-setulo oa Federal Reserve ea ikarabellang ka tsamaiso o lumela hore lidolara tsa Amerika li na le digitized haholo, le hore na CBDC e ka ntlafatsa kenyelletso ea lichelete le ho fokotsa litšenyehelo e ntse e le pelaelo.A mang a mathata ana a ka rarolloa hamolemo ka mekhoa e meng, joalo ka ho eketsa litšenyehelo tsa liak'haonte tsa banka tse theko e tlase.Sebelisa phihlelo.

Barkin o ile a fana ka maikutlo a tšoanang ho Rotary Club ea Atlanta.Ho ea ka maikutlo a hae, United States e se e ntse e e-na le chelete ea digital, dollar ea Amerika, 'me litšebelisano tse ngata li etsoa ka mekhoa ea digital e kang Venmo le litefello tsa likoloto tsa marang-rang.

Leha e salla morao ho moruo o mong o moholo, Fed le eona e se e qalile ho matlafatsa matsapa a ho hlahloba monyetla oa ho qala CBDC.Federal Reserve e tla fana ka tlaleho ea melemo le litšenyehelo tsa CBDC lehlabuleng lena.Federal Reserve Bank ea Boston e sebetsa le Massachusetts Institute of Technology ho ithuta mahlale a ka sebelisoang bakeng sa CBDC.Lipampiri tse amanang le khoutu ea mohloli o bulehileng li tla lokolloa karolong ea boraro.Leha ho le joalo, molula-setulo oa Fed Powell o hlakisitse hore haeba Congress e sa nke khato, Fed e ke ke ea qala CBDC.

Ha linaha tse ling li ntse li nts'etsapele CBDC ka mafolofolo, lipuisano United States li ntse li futhumala.Bahlahlobisisi ba bang ba lemositse hore phetoho ena e kanna ea sokela boemo ba dollar ea Amerika.Tabeng ena, Powell o itse United States e ke ke ea potlakela ho qala CBDC, 'me ke habohlokoa ho etsa lipapiso.

Mabapi le sena, Quarles o lumela hore joalo ka chelete ea polokelo ea lefats'e, ha ho bonolo hore dollar ea Amerika e sokeloe ke li-CBDC tsa kantle ho naha.O ile a boela a hatisa hore litšenyehelo tsa ho fana ka CBDC li ka 'na tsa e-ba tse phahameng haholo, tse ka sitisang ntlafatso ea lichelete tsa lik'hamphani tse ikemetseng le ho beha tšokelo tsamaisong ea banka e itšetlehileng ka li-deposit ho fana ka likalimo.

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